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## Affording Your Dream Home: How to Master Your

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wakila / Getty Images You can calculate your debt-to-income ratio by dividing your monthly income by your monthly debt payments. DTI = monthly debt / monthly income Quick Answer. To calculate your mortgage payment manually, apply the interest rate (r), the principal (B) and the loan length in months (m) to this formula: P = B[(r

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Lenders use your debt-to-income ratio (how much you owe on credit cards and loans compared with how much you earn) to help evaluate your creditworthiness. Debt to Income Ratio's. Learn about front-end & back-end debt to income ratio's, mortgage DTI ratios guidelines, calculations and how to your calculate debt to income

вЂњ Understanding Debt-To-Income (DTI)вЂќ August 19, 2010 Patrick Brock Mortgage Loan Officer Bank of America Home Loans 626-253-3944 (cell) [email_address] VA Loan Eligibility & the Debt to Income Ratio How do you calculate back-end DTI ratios? To get the quotient that is your back-end DTI ratio,

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